All cases

Chipo Moyo · Chipo Fresh Produce

UC-2026-0841 · US$1,200 over 6 months · Mbare, Harare

evidence gatheringrulepack v2026.3sync queued
Field interview
rulepack: v2026.3ontology: onto-1.9methodology: meth-2.4.0extractionModel: extract-sim-3.1promptSet: prompts-zw-1.4created: 08/08/2026

Readiness

Policy completeness, not a percentage score.

Not ready
Satisfied
7
Needs evidence
6
Unavailable
0
Waiver pending
0
Waived
0

Verification mix

Two independent dimensions: level and flags.

Claimed

5

material nodes

Corroborated

4

material nodes

Verified

3

material nodes

Unknown

3

material nodes

Flags

Review signals — not findings of wrongdoing.

  • Open contradictions1
  • Stale evidence0
  • Provenance concerns1
  • Manual overrides0

Visually similar storefront image found in another application; supervisor review suggested.

Provisional appraisal

Rulepack v2026.3 · methodology meth-2.4.0 · recalculated on every confirmed event.

Provisional — not a credit decision
Monthly revenue
US$3,551
Net business income
US$1,109
Household surplus
US$879
Existing debt service
US$40
Proposed instalment
US$254.00
6 months
Coverage ratio
3.46×
policy floor 1.5×
Policy score
76.8
weighted 5 dimensions
Provisional outcome
Within policy

Highest-ranked next action

Deterministic selection — AI only phrases the question.

Confirm average weekly sales using one independent route

Hard policy requirement (R-CF-01). Materiality 100%, uncertainty 75%, acquisition effort medium.

Policy requirementSensitivity 100%Uncertainty 75%Effort 1.8Works offline
Continue evidence

Material nodes

Current derived state with provenance.

NodeCurrent valueVerificationConfirmed byUpdated
Borrower identity (national ID)63-1148277 K 42
Verified
Tendai Moyo11 Aug, 12:07
Data & credit-check consentgranted
Verified
Tendai Moyo11 Aug, 12:07
Normal week sales820
Claimed
Tendai Moyo11 Aug, 12:07
Cost of goods sold (share of sales)0.62
Corroborated
Tendai Moyo11 Aug, 12:07
Weekly inventory purchases560
Verified
Tendai Moyo11 Aug, 12:07
Mobile-money inflows (monthly)1,980
Corroborated
Tendai Moyo11 Aug, 12:07
Business rent (monthly)95
Claimed
Tendai Moyo11 Aug, 12:07
Other operating expenses (monthly)145
Claimed
Tendai Moyo11 Aug, 12:07
Household expenses (monthly)310
Claimed
Tendai Moyo11 Aug, 12:07
Other household income (monthly)120
Claimed
Tendai Moyo11 Aug, 12:07
Existing debt service (monthly)40
Corroborated
Tendai Moyo11 Aug, 12:07
Business premises verificationMbare Musika stall B14
Corroborated
Tendai Moyo11 Aug, 12:07
Seasonality / slow-week pattern
Unknown
11 Aug, 12:07
Collateral / security
Unknown
11 Aug, 12:07
Character reference
Unknown
11 Aug, 12:07